Maine Insurance Commissioner Eric Cioppa said on Monday, “I am concerned that people in Maine who want to purchase major medical health insurance on the ACA’s Individual Marketplace may not act in time to have coverage in 2019.” Cioppa said his concern is based on reports from the federal Centers for Medicare and Medicaid indicating that enrollment in Maine is down significantly compared to this time last year. “Several theories exist as to why that is,” he said. “For instance, more people may be enrolled in their employers’ plans. Others may be choosing to go without coverage due to cost;

I urge these individuals to at least consider the options available.… Mainers have more options for 2019 and I hope they take advantage of them.”

After December 15, Mainers who need coverage will only be able to purchase major medical insurance for 2019 if they have a change in life circumstance that qualifies them for a Special Enrollment Period.

Anyone who is eligible for a subsidy must go through www.healthcare.gov to purchase insurance and to have the subsidy applied. Those who don’t qualify for subsidies can use the bureau’s rate calculator at maine.gov/insurance, which includes both Marketplace and off-Marketplace plans. Mainers who need help getting started, or who have health insurance related questions, are invited to call the bureau’s Consumer Health Care Division Monday through Friday, 8 a.m. to 5 p.m., at 800-300-5000 (in state) or 207-624-8475 (for TTY, call Maine Relay 711). Questions can also be emailed to insurance.pfr@maine.gov.